Access key links:

Finance

Displaying 1 to 39 of 39 results
DescriptionURNPublishedFormatAction
Access to finance for creative industry businesses. (PDF) (link opens in a new window)

Summarises the findings from the econometric and qualitative study on the ability of creative industry businesses to access external finance. Aims to analyse the extent to which businesses in this sector have found it harder to raise finance, before and after the credit crisis, compared to otherwise similar businesses in other sectors of the economy. See also appendices URN 11/899 and 11/900.

Internet only 		11/89826-05-2011 A4
19 Pages
An investigation into payment trends and behaviour in the UK: 1997-2007. (PDF) (link opens in a new window)

Study presenting research on business payment behaviour, including late payment trends.

Internet only 		08/74213-03-2008 A4
181 Pages
Annual report on the business angel market in the United Kingdom: 2008/09. (PDF) (link opens in a new window)

First annual report in on the business angel market. Provides an independent analysis and commentary on business angel investment activity in 2008 to 2009 in the visible market and an estimate of the overall scale of angel investment activity. Also includes a study by HM Revenue and Customs of the demographic characteristics of investors claiming tax reliefs under the Enterprise investment scheme, Venture Capital Trusts and community investment tax relief through self-assessment. Commissioned by BIS on behalf of a consortium comprising HM Treasury, HM Revenue and Customs, British Business Angels Association, British Venture Capital Association, LINC Scotland and Association of Chartered Certified Accountants. See also next report URN 11/P116.

Internet only 		10/99426-07-2010 A4
102 Pages
Appendix 1: access to finance for creative industry businesses: econometric analysis from the UK survey of SME finances. (PDF) (link opens in a new window)

Findings from the econometric study accessing the ability of creative industry businesses to access external finance. Examines the effects of differences in access to finance, as measured by differences in rejection and discouragement probabilities, on the growth of businesses in the sector. See also the report (URN 11/898) and Appendix 2: qualitative survey (11/900). Underlying data for this publication is also available in a machine processable format on the Transparency/Report Data webpage.

Internet only 		11/89926-05-2011 A4
118 Pages
Appendix 2: access to finance for creative industry businesses: qualitative survey. (PDF) (link opens in a new window)

Findings from the qualitative study accessing the reasons why creative industry businesses may have difficulties accessing external finance. Also looks at how this compares to SMEs in other sectors, with comparative interviews with other types of SMEs, and supplementary interviews with financiers.. See also the report (URN 11/898) and Appendix 1: econometric analysis (11/899). Underlying data for this publication is also available in a machine processable format on the Transparency/Report Data webpage.

Internet only 		11/90026-05-2011 A4
36 Pages
Backing small business. (PDF) (link opens in a new window)

Sets out Government measures to help the five million small companies in the UK grow and boost enterprise across Britain. Includes improving access to finance, making it easier to do business with the public sector, and allowing social tenants to start up their own business from home.

Internet only 		10/124301-11-2010 A4
7 Pages
BIS equity finance programmes qualitative reviews of: a) UKHTF and b) the Bridges Fund. (PDF) (link opens in a new window)

Research report for BIS to contribute to evaluating BIS venture capital funds, UK High Technology Fund of Funds (UKHTF) and the Bridges Fund, targeting the equity gap and innovation. Provides a qualitative evaluation of the funds performance against their objectives. Underlying data for this publication is also available in a machine processable format on the Transparency/Report Data webpage.

Internet only 		11/100906-07-2011 A4
84 Pages
BIS equity finance schemes: survey of fund investors. (PDF) (link opens in a new window)

Research report for BIS exploring the reasons why institutional and co-investors chose to invest in venture capital funds and whether this funding was additional. It aimed to explore the reasons why private sector investors choose to invest in venture capital compared to other asset classes and the factors that would encourage further investment in the future. The study assesses the characteristics of investors; their motivations for investing in venture capital; the impact of BIS equity funds on leveraging additional finance to SMEs; and investor attitudes to venture capital as an asset class. It also explores the experiences of BIS fund managers. Underlying data for this publication is also available in a machine processable format on the Transparency/Report Data webpage.

Internet only 		11/98406-07-2011 A4
74 Pages
Community investment tax relief: material concerning the accreditation of community development finance institutions. (PDF) (link opens in a new window)

Application form and information about how to become accredited as CDFI under the Community Investment Tax Relief scheme.

Internet only 		08/51610-03-2008 A4
28 Pages
Early assessment of the impact of BIS equity fund initiatives. (PDF) (link opens in a new window)

Research report for BIS that provides an early assessment of the economic effectiveness of four equity funds that the Government has introduced in recent years to address market failures in the provision of finance to small and medium-sized enterprises (SMEs). Collects evidence of any early indicators that the venture capital funds are addressing market failures, contributing to business growth, and will have wider economic benefits.

Internet only 		10/103726-07-2010 A4
88 Pages
Early stage assessment of the impact of the enterprise finance guarantee (EFG) on recipient firms. (PDF) (link opens in a new window)

Report on research giving an early stage assessment of the impact of the EFG, associated with recipient businesses being able to access finance that otherwise would have not been available. It found high levels of satisfaction with EFG, which improved over the course of delivery, and positive evidence of the impact on both recipient firms and the wider economy.

Internet only 		09/159422-12-2009 A4
53 Pages
Economic evaluation of the small firms loan guarantee (SFLG) scheme. (PDF) (link opens in a new window)

Summary of research for BIS. Aims to provide a comprehensive assessment of the wider economic impact of SFLG arising from supported businesses being able to access loans that they would otherwise not have received. See also survey results URN 10/511.

Internet only 		10/51205-01-2010 A4
79 Pages
Evaluation of community development finance institutions (CDFIs). (PDF) (link opens in a new window)

Evaluation of the CDFI sector in the context of the Government's overall access to finance intervention. Aims to inform UK policy on the medium to long-term strategic role of CDFIs, and to establish the rationales for an benefits from continued funding for the sector.

Internet only 		10/81416-03-2010 A4
250 Pages
Factors determining the performance of early stage high-technology venture capital funds: a review of the academic literature. (PDF) (link opens in a new window)

Literature review to document academic research concerning factors influencing the performance to venture capital funds, as well as the venture capital fundraising decisions.

Internet only 		06/90228-03-2006 A4
67 Pages
Financing business growth: the Government’s response to 'Financing a private sector recovery'. (PDF) (link opens in a new window)

Government's response to the consultation on how business and the Government can work together to produce a diverse, competitive and sustainable financial environment (URN 10/1081). Analyses responses to the consultation, and explains how the Government will ensure stable financial conditions for all business and help small and medium sized enterprises (SMEs) facing the greatest challenges.

Internet only 		10/124201-11-2010 A4
42 Pages
Follow-up research into mid-cap businesses having difficulty raising bank finance. (PDF) (link opens in a new window)

Re-surveys businesses that had difficulty obtaining finance in the 2010 finance survey of mid-cap businesses (URN 10/635) and assesses the reasons for the difficulties in greater detail. See also results of the main finance survey of mid-cap businesses 10/P108.

Internet only 		10/135330-12-2010 A4
44 Pages
Getting paid on time. (PDF) (link opens in a new window)

Explains to businesses the importance of paying bills promptly and the problems caused by late payment.

Internet only 		09/145505-11-2009 A5
4 Pages
Impact assessment of Directive of the European Parliament and of the Council on combating late payment. (PDF) (link opens in a new window)

Initial stage impact assessment for the UK to negotiate the recast Directive. It will be revised to become a consultation stage impact assessment, if the recast Directive is agreed by all the EU Member States. The recast Directive seeks to improve cash flow across European business by introducing compensation for suppliers suffering late payment.

Internet only 		09/141020-10-2009 A4
11 Pages
Improving access to non-bank debt: call for evidence. (PDF) (link opens in a new window)

The non-bank lending taskforce invited views from business and other stakeholders on how Government can support a stronger non-bank lending landscape in the UK. The taskforce was set up by the Secretary of State for Business, Innovation and Skills as part of the Government's work on credit easing. See URN 11/1453 for the taskforce terms of reference. Responses were due by 27 January 2012.

Internet only 		11/145415-12-2011 A4
2 Pages
Improving access to non-bank debt: industry taskforce terms of reference. (PDF) (link opens in a new window)

Terms of reference for a non-bank lending taskforce, set up by the Secretary of State for Business, Innovation and Skills as part of the Government's work on credit easing. It will examine structural and behavioural barriers to the development of alternative debt markets in the UK, and make evidence-based recommendations to Government on practical measures to facilitate the development of these markets before the 2012 Budget.

Internet only 		11/145315-12-2011 A4
2 Pages
Improving the coherence, coordination and consistency of publicly-backed national and regional venture capital provision. (PDF) (link opens in a new window)

Report on a study to inform BIS on how publicly-backed equity funds that they support can work more effectively and efficiently together, and bring greater coherence to the publicly backed venture capital fund landscape. The study also explored a range of issues which have significance for policy which have been raised by a number of recent reports on the status of publicly backed equity funds. For example co-investment and the development of public/private sector funds, significance of fund size and geographic coverage on operating costs and performance of funds, and the importance or otherwise of regional fund management presence.

Internet only 		10/130022-12-2010 A4
85 Pages
Investors and management practice: a literary review. (PDF) (link opens in a new window)

This report studies the impact of the UK financial system on UK management practice, including strategy and investment in human capital.

Internet only 		05/180601-01-2005 A4
124 Pages
No-nonsense guide to finance for high growth and innovative businesses. (PDF) (link opens in a new window)

Guide aimed at small and medium businesses, to help your quest for funds by providing a better understanding of assessing your specific funding needs, where and how to get the right advice, various funding options, and pitching to and dealing with investors. Provides information on where to find expert advice, finance options and how to get the right type of finance. Includes case studies.

Internet only 		09/Z10928-04-2009 A4
60 Pages
Questions and answers relating to community investment tax relief. (PDF) (link opens in a new window)

Frequently asked questions provide information about the community investment tax relief scheme.

Internet only 		08/52410-03-2008 A4
13 Pages
Results from the 2009 finance survey of mid-cap businesses. (PDF) (link opens in a new window)

Research report for BIS on a survey with mid-cap businesses to investigate issues around access to bank finance. Mid-cap businesses are defined as defined as having an annual turnover of between £10 million and £500 million. The survey aimed to assess the demand for bank finance, availability and also the costs including terms and conditions of finance obtained by mid-caps in 2009. Also makes comparisons with finance obtained in the period before the credit crunch during 2007. See also report on SMEs (URN 10/636).

Internet only 		10/63509-02-2010 A4
46 Pages
Results from the 2009 finance survey of SMEs. (PDF) (link opens in a new window)

Report of a survey of small and medium sized enterprises (SMEs), commissioned by BIS, to investigate issues around the availability of bank finance, and also the cost and terms and conditions experienced by businesses that obtained bank finance in 2009. Also makes comparisons with 2007 and with the BIS SME business barometer. See also report on mid-cap businesses (URN 10/635).

Internet only 		10/63609-02-2010 A4
62 Pages
Results from the 2010 finance survey of mid-cap businesses. (PDF) (link opens in a new window)

Repeats the previous 2009 survey (see URNs 10/635 and 10/1353). Surveyed mid-cap businesses on their demand and ability to obtain bank finance in 2010. Underlying data for this publication is also available in a machine processable format on the Transparency/Report Data webpage.

Internet only 		10/P10830-12-2010 A4
41 Pages
RVCF and EGF interim evaluation: qualitative research paper. (PDF) (link opens in a new window)

The Regional Venture Capital Fund (RVCF) and Early Growth Fund (EGF) programmes were introduced in 2002-03 in order to increase the amount of equity finance available to small and medium sized enterprises. This paper provides a summary of the main findings of recipient and stakeholder interviews which form part of an interim evaluation of the RVCF and EGF. See also the summary of recipient business and stakeholder surveys (URN 10/603).

Internet only 		09/147810-12-2009 A4
41 Pages
RVCF and EGF interim evaluation: recipient business and stakeholder surveys. Summary paper. (PDF) (link opens in a new window)

Summary paper for the regional venture capital fund (RVCF) and early growth fund (EGF) programmes were introduced in 2002-03 in order to increase the amount of equity finance available to small and medium sized enterprises (SMEs). Summarises the main findings of recipient and stakeholder interviews, which form part of an interim evaluation of the RVCF and EGF. For full report see URN 09/1478.

Internet only 		10/60327-01-2010 A4
19 Pages

REGIONAL INVESTMENT

Selective finance for investment in England (SFI): application form. (PDF) (link opens in a new window)

Application form.

Internet only 		04/867C18-03-2004 A4
22 Pages

REGIONAL INVESTMENT

Selective finance for investment in England (SFI): financial appendices. (PDF) (link opens in a new window)

Financial appendices.

Internet only 		04/867B18-03-2004 A4
10 Pages
Small firms loan guarantee (SFLG) scheme recipient and comparison group survey results. (PDF) (link opens in a new window)

Report on research for BIS. Outlines the key findings from the SFLG scheme value for money survey. It informs a wider value for money evaluation of SFLG (URN 10/512).

Internet only 		10/51105-01-2010 A4
90 Pages
Small firms loan guarantee: annual report 2006 - 07. (PDF) (link opens in a new window)

Details the impact of the Small Firms Loan Guarantee (SFLG) scheme from December 2005, since the independent Graham Review proposals were implemented, in enabling small and medium-sized enterprises to access debt finance.

Internet only 		07/P1325-07-2007 A4
34 Pages
Small firms loan guarantee: annual report for financial year 2008/09. (PDF) (link opens in a new window)

Details the progress of the small firms loan guarantee (SFLG) scheme for 1 April 2008 to 31 March 2009 in enabling small and medium-sized enterprises to access external finance from Capital for Enterprise Limited (CfEL). Also assesses loans against the Graham review recommendations.

Internet only 		09/P1320-10-2009 A4
23 Pages
Small firms loan guarantee: annual report for the financial year 2007/08. (PDF) (link opens in a new window)

Details the progress of the small firms loan guarantee (SFLG) scheme for 1 April 2007 to 31 March 2008 in enabling small and medium-sized enterprises to access external finance. Also assesses against the Graham review recommendations. Note that on 1 April 2008 BERR transferred responsibility for SFLG to Capital for Enterprise Limited (CfEL), a newly created non-Departmental public body operating under contract to BERR.

Internet only 		08/P1304-08-2008 A4
26 Pages
SME access to external finance. (PDF) (link opens in a new window)

BIS economics paper no.16. Examines small and medium-sized businesses' demand for and supply of external finance, assessing the issues that they face when seeking external finance. Provides an overview of the evidence on the availability of different types of finance and a summary of the effectiveness of Government schemes for increasing finance to SMEs. Presents the economic analysis that underpins Government policy in this area.

Internet only 		12/53931-01-2012 A4
48 Pages
SMEs access to finance: frequently asked questions (FAQs). (PDF) (link opens in a new window)

Frequently asked questions on small and medium enterprise (SME) finance issues. Covers policy, banks, access to finance and dispute resolution. Supports the guidance on the businesslink.gov website.

Internet only 		10/137522-12-2010 A4
14 Pages
The provision of growth capital to UK small and medium sized enterprises. (PDF) (link opens in a new window)

Independent report by Chris Rowlands for BIS on the provision of risk/ growth capital in the UK for small and medium sized enterprises (SMEs). Considers whether and in what form intervention might help increase the supply of long term growth capital to SMEs.

Price £25.00
 		09/126523-11-2009 A4
46 Pages 		Contact
The supply of equity finance to SMEs: revisiting the 'equity gap'. (PDF) (link opens in a new window)

Report to the Department by SQW Consulting. Assesses the supply of equity finance to small and medium sized enterprises (SMEs) and establishes whether the existence and boundaries of the 'equity gap' have changed since 2003.

Internet only 		09/157310-12-2009 A4
99 Pages